ACA Health Insurance Guides for Arizona

By Samuel Tripp · Updated November 10, 2026

Buying your own health insurance in Arizona? These plain-English guides cover the Health Insurance Marketplace, which Arizona runs through HealthCare.gov: when you can enroll, how premium tax credits work, how to choose a plan, and what to do when your situation changes.

Open Enrollment and choosing a plan

• Did Your Marketplace Plan Auto-Renew? How to Review It for 2027
  Auto-renewed in a Marketplace plan? Learn how 2027 re-enrollment works, the key Open Enrollment dates, and a simple checklist to review your plan.
• Bronze vs. Silver vs. Gold Health Plans: How to Choose (2027)
  Bronze, Silver, Gold, or Platinum? Learn what ACA metal tiers mean, who each fits, how Silver extra savings work, and how to choose during Open Enrollment.
• On-Exchange vs. Off-Exchange Health Insurance
  Compare on-exchange and off-exchange health insurance: subsidies, ACA protections, pros and cons, enrollment rules, and which option fits your family.

Premium tax credits and income

• How ACA Premium Subsidies Work in 2026: A Simple Guide
  A plain-English 2026 guide to ACA premium subsidies: what the premium tax credit is, who qualifies, how the math works, and how to avoid costly mistakes.
• Self-Employed Health Insurance in Arizona: 2027 Guide
  Self-employed health insurance in Arizona: how to buy a Marketplace plan, estimate net income for subsidies, and what changed for 2027. Plain-English guide.

When your situation changes

• Health Insurance After Losing a Job: COBRA vs. Marketplace
  Health insurance after losing a job: how COBRA and Marketplace plans compare, the 60-day deadlines, how to estimate income, and when you can switch plans.
• Early Retirement Health Insurance Before 65: Your Options
  Early retirement health insurance before 65: how Marketplace plans, COBRA and retiree coverage compare, how retirement income counts, and planning for Medicare.
• Short-Term Health Insurance: 2026 Plain-English Guide
  A plain-English 2026 guide to short-term health insurance: when it makes sense, what it does not cover, short-term vs. ACA, and how to choose without an expensive surprise.

Getting close to 65

• Turning 65 in Arizona? Your Medicare Enrollment Checklist
  Turning 65 in Tucson or elsewhere in Arizona? Use this Medicare checklist to prepare for enrollment, compare coverage and avoid costly timing mistakes.
• How to Enroll in Medicare Part A and Part B: IEP vs. GEP
  Learn how to sign up for Medicare Parts A and B through Social Security during the Initial or General Enrollment Period, including forms, deadlines and penalties.
• Tucson Medicare Center
  Our Medicare team for plan reviews once you are eligible for Medicare.

Looking for something else? Browse all of our guides.